The learning and growth perspective is the fourth and final perspective of the balanced scorecard approach, as developed by Kaplan and Norton. These three targets provide you with a present-day implementation goal, as well as a future development target-and it may be that your transformational goals could be far easier to reach than you expect. Because small business is a multi-tasking environment, the people who make technology-purchasing decisions are likely to have multiple areas of responsibility.
Ray has over ten years in commercial lending experience and previously awarded the Small Business Banker of the Year award by the Small Business Administration. You’ll start creating a revenue stream for your business and get an idea of whether your business has the potential to sustain you if it becomes your only source of income.
You can always use a business and/or personal credit card to pay your business start-up costs, assuming you …